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Brad Friedman and Desi Doyen: Green <b>News</b> Report: February 10, 2011 <b>...</b>
IN 'GREEN NEWS EXTRA' (see links below): Palm oil giant to halt Indonesia deforestation; Georgia forests worth more than $37 billion annually; Search for wind-related grid problems finds a bigger concern; IBM hunting for lithium-air car ...
The <b>News</b> About John Thune Is That There's No <b>News</b> About John Thune
Last week, it was reported in Politico that Sen. John Thune (R-S.D.) was leaning against running for president. On Thursday, Carl Cameron of Fox News reported that Thune is leaning against running for president.
Scripting <b>News</b>: Why Twitter is so valuable
It's the prototype for the news system of the future. Under competent management with a longer-term view and deep experience with news, Twitter would sweep the whole news landscape into its domain. To have almost exclusive control of ...
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bench craft company
Brad Friedman and Desi Doyen: Green <b>News</b> Report: February 10, 2011 <b>...</b>
IN 'GREEN NEWS EXTRA' (see links below): Palm oil giant to halt Indonesia deforestation; Georgia forests worth more than $37 billion annually; Search for wind-related grid problems finds a bigger concern; IBM hunting for lithium-air car ...
The <b>News</b> About John Thune Is That There's No <b>News</b> About John Thune
Last week, it was reported in Politico that Sen. John Thune (R-S.D.) was leaning against running for president. On Thursday, Carl Cameron of Fox News reported that Thune is leaning against running for president.
Scripting <b>News</b>: Why Twitter is so valuable
It's the prototype for the news system of the future. Under competent management with a longer-term view and deep experience with news, Twitter would sweep the whole news landscape into its domain. To have almost exclusive control of ...
bench craft company
Brad Friedman and Desi Doyen: Green <b>News</b> Report: February 10, 2011 <b>...</b>
IN 'GREEN NEWS EXTRA' (see links below): Palm oil giant to halt Indonesia deforestation; Georgia forests worth more than $37 billion annually; Search for wind-related grid problems finds a bigger concern; IBM hunting for lithium-air car ...
The <b>News</b> About John Thune Is That There's No <b>News</b> About John Thune
Last week, it was reported in Politico that Sen. John Thune (R-S.D.) was leaning against running for president. On Thursday, Carl Cameron of Fox News reported that Thune is leaning against running for president.
Scripting <b>News</b>: Why Twitter is so valuable
It's the prototype for the news system of the future. Under competent management with a longer-term view and deep experience with news, Twitter would sweep the whole news landscape into its domain. To have almost exclusive control of ...
bench craft company
Brad Friedman and Desi Doyen: Green <b>News</b> Report: February 10, 2011 <b>...</b>
IN 'GREEN NEWS EXTRA' (see links below): Palm oil giant to halt Indonesia deforestation; Georgia forests worth more than $37 billion annually; Search for wind-related grid problems finds a bigger concern; IBM hunting for lithium-air car ...
The <b>News</b> About John Thune Is That There's No <b>News</b> About John Thune
Last week, it was reported in Politico that Sen. John Thune (R-S.D.) was leaning against running for president. On Thursday, Carl Cameron of Fox News reported that Thune is leaning against running for president.
Scripting <b>News</b>: Why Twitter is so valuable
It's the prototype for the news system of the future. Under competent management with a longer-term view and deep experience with news, Twitter would sweep the whole news landscape into its domain. To have almost exclusive control of ...
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Brad Friedman and Desi Doyen: Green <b>News</b> Report: February 10, 2011 <b>...</b>
IN 'GREEN NEWS EXTRA' (see links below): Palm oil giant to halt Indonesia deforestation; Georgia forests worth more than $37 billion annually; Search for wind-related grid problems finds a bigger concern; IBM hunting for lithium-air car ...
The <b>News</b> About John Thune Is That There's No <b>News</b> About John Thune
Last week, it was reported in Politico that Sen. John Thune (R-S.D.) was leaning against running for president. On Thursday, Carl Cameron of Fox News reported that Thune is leaning against running for president.
Scripting <b>News</b>: Why Twitter is so valuable
It's the prototype for the news system of the future. Under competent management with a longer-term view and deep experience with news, Twitter would sweep the whole news landscape into its domain. To have almost exclusive control of ...
bench craft company
Are we entering another Great Depression, or simply a severe economic downtown? Regardless of which it is, families and individuals may consider personal finance lessons from those who lived through past periods of hardship.
Tough Times, With Cell Phones?
Elders will tell us that the initial steps in streamlining our personal finances during an economic downtown deal with the three basics: food, shelter and clothing. Of course, that's about all that was possessed by some of our grandparents and great grandparents - and even the three basics were sometimes in short supply.
Therefore, octogenarians often are astonished by the abundance of things younger generations possess today - while complaining about tight personal finances.
The line between needs and wants has become so blurred that quizzes have been designed to test our ability to distinguish between them. We might argue that our cell phones and cable are essentials of life, but if we are struggling with our personal finances, such everyday conveniences may become more like luxuries.
Food for Personal Finance Thought
Food costs in the United States require a lower share of family income than in other nations, according to the U.S. Department of Agriculture. American families spent at least 20 percent of their incomes for food even after the boom following World War II, but in 2009 it is just 10 percent. This compares to 14 percent in Canada, 26 percent in Mexico and more than 50 percent in some of the Third World nations.
Still, our grandparents and great grandparents insist we could strengthen our personal finances by cutting costs on food. They question why we make so many visits to restaurants, both the sit-down and the fast-food venues. When we return from the supermarket, they ask about prepackaged convenience foods that can be just as costly as some restaurants.
Victory gardens from World War II could offer a lesson for us nowadays. The number of victory gardens was estimated at 20 million during the final year of World War II in 1945, producing up to 40 percent of the nation's fresh vegetables. Meanwhile, in many of today's low-income neighborhoods, vacant lots grow idle each summer in tall weeds and grass.
Families were prepared for World War II because of the preceding hardship of the 1930s. Grandparents and great grandparents recall potlucks at churches and social clubs, where families and friends stretched their food by cooking in quantity. One-dish casseroles were popular at home, and the rescue of leftovers was an art form. When they weren't busy cooking, managers of the household were focused on canning, jarring, pickling and preserving.
Government Isn't Alone in Debt
Much of our attention is given these days to the federal government's debt of more than $10 trillion, and to annual budget deficits of more than $1 trillion. Citizens debate the merits of the $700 billion (so far) Wall Street bailout and the $787 billion (so far) economic stimulus package.
The federal government isn't alone. At the same time, personal debt also is soaring among many of us. The Federal Reserve says credit card defaults increased more than 50 percent during 2008, compared to the previous year, and late payments on home loans rose 25 percent.
Some politicians and pundits blame the economy, or "tax cuts for the rich," or so-called predatory lending practices. Others place the onus on individuals. We may agree or disagree on who is to blame, but if we as citizens are thought to have become part of the problem, might not we want to prove them wrong and become the solution?
Sources:
http://hubpages.com/hub/Needs-Vs-Wants-101
http://www.u-s-history.com/pages/h1674.html
http://www.card.iastate.edu/iowa_ag_review/summer_07/images/2-1.gif
http://cheaphealthygood.blogspot.com/2009/02/what-great-depression-can-teach-us_04.html
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